|
|
 |
FREE Featured Articles
Find the latest FREE Featured Articles here! We generally post new articles every week, and most of them can be found right here. Click on any headline below to find the full article. They represent a small sampling of the full range of articles our Members have the benefit of accessing.
|
How to Choose between Different Types of Mortgages
Rachel Jackson
With so many different types of mortgage available, it's difficult to determine the right one for you. Before you start looking at available mortgages, however, it's important to first evaluate your finances, as your financial situation is an important factor that will dictate the type of loan you need, and how much you can afford to borrow. . . . keep reading
|
Teen Savings Plans
Kevin Walter
My sixteen year old son works slinging groceries at the local market. It's his first job and he now has money to burn in his pocket. He's has been working there about two months when we sat down to review his financial situation. After two month's work he had accumulated a total of $24.35 in his savings account. That and another $0.65 will buy you a $25 gift card... That's about it. Not a lot to show for his efforts. In fact, he had earned just under $1,000 but had saved none of it. That was a light bulb that flicked on for him. He realized that at his current rate, he would need to work another six months just to save $100. Something had to be done. . . . keep reading
|
Kids Money Glossary
Kevin Walter
All kids need to begin learning about money. But, there sure are some confusing terms out there. Here is a simple glossary you can use to help you kids understand money and all the words we grown-ups use when we talk about it! . . . keep reading
|
Trying to Retire With Less Money Than You Need
Elizabeth Williams
The younger you are, the easier it is to ignore what's going on with the economy and the effects of the financial crisis on your personal finances. You can afford to be more optimistic about your financial future because you have so many years ahead of you before you need to worry about retiring. . . . keep reading
|
Time to Review Your Goals and Business Plan
Cheri Alguire
Just as planning your goals for the coming year should always begin with a look back at the year in review, so planning your business for the rest of this year should take a look back at the first quarter. Business planning isn't just a numbers game, but also an accounting and analysis of the year's overall progress. . . . keep reading
|
Repair Your Own Credit
Repairing your credit history is something you CAN do! Your credit history and associated credit score are one of the most important tools you have to building personal wealth. Ensuring that your credit is as good as possible is an important undertaking. Cleaning up bad credit and outstanding credit issues is a critical step to controlling your financial freedom. This is something you can do and something that you can do without professional help. However, there are several myths and traps that people fall into when starting down this path. Let's take a look at some of the most common misstatements you'll come across and examine them in detail. . . . keep reading
|
What Should I Do Now to Protect Myself in Case of Income Loss?
Patricia Payne
Many Americans are in a dire financial situation - companies are laying off thousands of employees, jobless rates continue to climb, and those out of a job are faced with finding the means to support their families. Most pressingly, homeowners must continue to pay on their mortgage and avoid losing their home in foreclosure. . . . keep reading
|
Are you Drowning in Debt?
Ellise Walsh
It is no secret that most people have too much consumer debt. It is all too easy to just sign your name on the dotted line and run that credit card up to the max. Unfortunately, many users of credit cards seem to forget that eventually the bill comes due, and they may be in for a rude surprise when it does. Credit card interest rates are notoriously high, even for consumers with good credit. Where a secured loan from your bank or credit union might cost you 8% or 9%, interest rates on typically unsecured credit card loans can be 18% or even higher. . . . keep reading
|
How to Raise Your Credit Score
Ellise Walsh
The value of diligently tracking your credit score is often underestimated. Failure to know what is on your credit rating can keep you from qualifying for loans and in far too many cases will cause you to pay higher interest rates. . . . keep reading
|
Using Student Credit Cards to Build Solid Credit
Morgan Hamilton
Once a student graduates from high school and heads off to college they will be tempted with student credit cards. Student credit cards are aimed at college students. They are easier to get and are great for helping a student establish credit, however, they can also get a student into credit problems. . . . keep reading
|
The Language of Credit Cards
Kelly Liyakasa
Like most Americans, you probably have at least one credit card if not more. Each time you approach the cash register, you may find yourself reaching in your wallet for that slab of plastic. You might even call it a reflex. In this day and age, credit has become a normality in our daily lives. . . . keep reading
|
Introduction to Credit Cards
Sarah Russell
You probably already know what a credit card is. You see the ads every day - in the television, on the radio, in the newspapers or on billboard advertisements. Your friends, parents and relatives use them all the time. But just to clear up any misinformation, let's look at what credit cards are, why you should have one and what risks are involved with using one. . . . keep reading
|
What Should I Do Now to Protect Myself in Case of Income Loss?
Patricia Payne
Many Americans are in a dire financial situation - companies are laying off thousands of employees, jobless rates continue to climb, and those out of a job are faced with finding the means to support their families. Most pressingly, homeowners must continue to pay on their mortgage and avoid losing their home in foreclosure. . . . keep reading
|
6 Common Entrepreneurial Mistakes
Seomul Evans
One of the most difficult lessons for entrepreneurs is that the strategies they used to start their businesses are drastically different from the strategies they need to use to maintain their successful businesses. Here are 6 mistakes frequently made by entrepreneurs and how to avoid them. . . . keep reading
|
|
|
|
|
|
|
|
 |
|
|
 |
Here's what our members are saying ...
"I wish that I knew about The Truth About... Personal Finance earlier. I have been paying for years without any results and you were my last hope before filing for bankruptcy! I'm so happy; I can't believe I did it! I also learned how to take my finances into the future. Thank you so much!"
Noemia Marrder, Louisiana
"I believe in your program. It helped me so much. I was swallowed up in credit card debt. The Truth About... Personal Finance program organized my debts and took it head on. I appreciate your courteous service and the way you handled everything so professionally."
Marvin Kisley, Texas
"Thanks to The Truth About... Personal Finance, I have been able to pay my debts. The customer service representatives have always been available, and at the times I have needed them. I have recommended the program to my co-workers, by explaining to them how it has benefited me. Thank you for all your continuous help. Keep up the good work!"
Joanna Otero, Massachusetts
|
|
|
Member Advantages
