TRUTH TIP: As An Investor in a Mutual Fund, You May Be Vulnerable To the Risk of Fund Mismanagement or Excessive Administration Fees.

There is a definite recipe for achieving successful investments. It may look a touch different for each of us since we are operating from different goals, values and financial philosophies. Below are some concrete steps you can take to assure your financial health.

1. Make only modest investments in personal assets that don't provide any return or capital increase.

2. Develop a solid insurance program.

3. Pick one or two areas of investment for a major return and stay within those areas during your investment lifetime.

4. Make all investments for the long term, but take a loss if the long-term situation changes.

5. Diversify your investments within your selected areas.

6. Study and work with others. Develop a sense of intuition about your chosen areas.

Try to understand all the factors affecting your investments.

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